Legal

TERMS OF SERVICE

Effective date: June 25, 2026

Important: TradePiko is a trading analytics and journaling tool. It does not provide financial advice, investment recommendations, or brokerage services. All trading decisions are made solely by you. Please read these terms carefully before using the platform.

ACCEPTANCE OF TERMS

By accessing or using TradePiko ("the Service"), you agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to these Terms, do not use the Service.

These Terms constitute a legally binding agreement between you and TradePiko Inc. (a corporation based in Ontario, Canada). If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

THE SERVICE

TradePiko provides a swing trading analytics and journaling platform that allows users to:

  • Import trade history via CSV upload or connected broker accounts
  • Analyze trading performance with statistics, charts, and AI-powered insights
  • Simulate alternate trading scenarios
  • Track momentum stocks through the Piko 50 watchlist
  • Calculate position sizing recommendations through the Position Sizing Advisor
  • Maintain a trading journal and calendar

Not financial advice: Nothing in TradePiko constitutes financial advice, investment advice, trading advice, or any other type of advice. All analytics, insights, position sizing suggestions, and watchlist data are for informational and educational purposes only. You are solely responsible for your investment decisions.

We are not registered advisers or dealers. TradePiko is not registered with the Ontario Securities Commission or any other member of the Canadian Securities Administrators, with the SEC or FINRA, or with any other securities regulator, in any capacity — including as an investment adviser, portfolio manager, or dealer. We do not manage money, hold client assets, accept orders, or execute trades. Nothing in the Service creates an advisory, fiduciary, brokerage, or agency relationship between you and TradePiko.

The Piko 50 watchlist is a screen built from public market data using our own criteria. It is not a recommendation, endorsement, or solicitation to buy or sell any security, and inclusion of a security says nothing about whether it is suitable for you.

ACCOUNTS

Registration

To use TradePiko, you must create an account with a valid email address. Because TradePiko does not offer a permanently free plan, creating an account and selecting a paid plan (or starting a free trial, where offered) happen together as part of registration — you will not have dashboard access until a plan is selected. You must be at least 18 years old to register. You agree to provide accurate and complete information and to keep your account information updated. We reserve the right to suspend or terminate any account found to belong to a user under 18 years of age.

Account security

You are responsible for maintaining the confidentiality of your password and for all activity that occurs under your account. Notify us immediately at support@tradepiko.com if you suspect unauthorized access to your account.

One account per person

Each account is for a single individual user. You may not share your login credentials with others. Multiple trading accounts within TradePiko (for tracking different brokerage accounts) are permitted as outlined in your subscription tier.

SUBSCRIPTIONS AND BILLING

Plans

TradePiko offers Standard and Pro subscription tiers, each billed monthly or annually. There is no permanently free plan — an active paid subscription (or a free trial, where offered) is required to access the Service. Features available under each tier are described on our pricing page. We reserve the right to modify features included in each tier with reasonable notice.

Billing

Paid subscriptions are billed on a monthly or annual basis depending on your selection. Payment is processed by Stripe. By providing payment information, you authorize us to charge your payment method on a recurring basis.

Free trial

Where offered, free trials are available to new users only and require a valid payment method at signup. You may cancel at any time during the trial period from your account settings — if cancelled before the trial ends, your payment method will not be charged. If you do not cancel before the trial ends, your subscription will automatically convert to a paid plan and your payment method will be charged. If you cancel during the trial, your access to the Service will end when the trial period expires.

Cancellation

You may cancel your subscription at any time from your account settings. Cancellation takes effect at the end of your current billing period, at which point your access to the Service will end unless you resubscribe. We do not provide prorated refunds for unused portions of a subscription period.

Your trade data, journal entries, and account information are retained after cancellation so they're available to you if you resubscribe. See our Privacy Policy for our data retention periods and how to request deletion of your data.

Refunds

All subscription fees are non-refundable except where required by applicable law. If you believe you have been charged in error, contact support@tradepiko.com within 14 days of the charge.

Price changes

We may change subscription prices at any time. We will notify you of price changes at least 30 days in advance. Continued use of the Service after a price change constitutes acceptance of the new price.

YOUR CONSUMER RIGHTS

Nothing in these Terms takes away a right you have under consumer protection law that cannot be waived by agreement. Where these Terms conflict with such a right, that law wins and the rest of these Terms continue to apply.

If you are an Ontario consumer, this includes rights under the Consumer Protection Act, 2002 covering internet agreements — among them the right to receive a copy of your agreement and rights to cancel in the circumstances the Act sets out. We will send a copy of these Terms and your order details to your account email after you subscribe, and a copy is always available on this page.

Automatic renewal

Subscriptions renew automatically at the end of each billing period until cancelled, and your payment method is charged at the then-current price for your plan. You can cancel at any time in Settings, and cancellation takes effect at the end of the period you have already paid for. We will send a reminder before an annual subscription renews.

ACCEPTABLE USE

You agree to use TradePiko only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Service in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any part of the Service or its infrastructure
  • Reverse engineer, decompile, or disassemble any part of the Service
  • Use automated tools to scrape, crawl, or extract data from the Service
  • Share your account credentials or allow others to access your account
  • Upload false, inaccurate, or misleading trade data
  • Use the Service to facilitate market manipulation or any illegal trading activity
  • Interfere with or disrupt the integrity or performance of the Service
  • Attempt to probe, scan, or test for vulnerabilities in our systems

THIRD-PARTY SERVICES AND BROKERS

TradePiko depends on services we do not operate: SnapTrade for broker connectivity, your own brokerage, Stripe for payments, Tiingo for market data, Scaleway for AI analysis, and others named in our Privacy Policy.

  • Connecting a brokerage account creates a read-only link used to import your trade history and positions. TradePiko cannot place, modify, or cancel orders, and cannot move money.
  • Your relationship with your broker is governed by your agreement with them, not by these Terms. We are not responsible for their acts, omissions, outages, fees, or decisions about your account.
  • Third-party services may change, impose limits, or become unavailable, which can interrupt or degrade parts of TradePiko through no fault of ours.
  • Your use of a third-party service may also be governed by that provider's own terms.

INTELLECTUAL PROPERTY

Our intellectual property

The TradePiko platform, including its design, features, code, analytics models, and the Piko 50 proprietary momentum methodology, are owned by TradePiko and protected by copyright and other intellectual property laws. You may not copy, reproduce, or distribute any part of the Service without our express written permission.

Your data

You retain ownership of all trade data, journal entries, and other content you upload or create within TradePiko. By using the Service, you grant us a limited license to process and display your data solely for the purpose of providing the Service to you.

Feedback

If you submit suggestions, feature requests, or feedback about the Service, you grant us a perpetual, irrevocable license to use that feedback without compensation to you.

DISCLAIMER OF WARRANTIES

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that:

  • The Service will be uninterrupted, timely, secure, or error-free
  • Any analytics, position sizing suggestions, or watchlist data will be accurate or complete
  • Results obtained from using the Service will be profitable or meet your expectations
  • Any errors in the Service will be corrected
  • Trade data synced from connected broker accounts via SnapTrade will be complete, accurate, or delivered without delay — broker and third-party data feed issues are outside our control
  • Market data, historical prices, and quotes provided by Tiingo, or earnings dates provided by our earnings data provider, will be accurate, complete, or free of delay — these are third-party data feeds outside our control
  • Analysis, insights, or responses generated by the AI Trade Coach feature (powered by Scaleway) will be accurate, complete, or suitable for making trading decisions — AI-generated content may contain errors and should not be relied upon as financial advice

Trading involves significant risk of loss. Past performance displayed in TradePiko is not indicative of future results. The Position Sizing Advisor and any other risk management tools are mathematical models only and do not guarantee any particular trading outcome.

LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TRADEPIKO AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • Loss of profits or trading capital
  • Loss of data or account information
  • Trading losses resulting from reliance on analytics or suggestions within the platform
  • Service interruptions or data inaccuracies

Our total liability to you for any claims arising from these Terms or your use of the Service shall not exceed the amount you paid to TradePiko in the 12 months preceding the claim.

INDEMNITY

You agree to indemnify and hold harmless TradePiko and its operators from any claim, loss, liability, or expense (including reasonable legal fees) arising from your use of the Service, your breach of these Terms, your violation of any law, or your infringement of anyone else's rights. This does not apply to the extent a claim arises from our own breach of these Terms or our negligence, and it does not apply where the law does not allow it.

TERMINATION

We reserve the right to suspend or terminate your account at any time if we determine that you have violated these Terms, engaged in fraudulent activity, or for any other reason at our discretion, with or without notice.

You may delete your account at any time by contacting support@tradepiko.com. Upon account deletion, your personal data will be removed in accordance with our Privacy Policy.

Provisions of these Terms that by their nature should survive termination will survive, including intellectual property provisions, warranty disclaimers, and limitations of liability.

GOVERNING LAW

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of the Service shall be resolved in the courts of Ontario, Canada. If you are located outside Canada, you consent to the jurisdiction of Ontario courts for any such disputes.

Dispute resolution

Before filing a claim, you agree to first contact us at support@tradepiko.com and attempt to resolve the dispute informally. To the extent permitted by applicable law, any disputes shall be resolved individually, and you waive any right to participate in a class action, class arbitration, or representative proceeding against TradePiko.

CHANGES TO THESE TERMS

We may update these Terms at any time. We will notify you of material changes by posting the updated Terms on this page with a revised effective date and, where appropriate, by sending an email notification to registered users.

Your continued use of TradePiko after any changes take effect constitutes your acceptance of the revised Terms.

GENERAL TERMS

Changes to the Service

We may add, change, or remove features over time. Where a change materially reduces a core feature of your paid plan, we will give reasonable notice, and you may cancel and receive a prorated refund for the unused portion of your current billing period.

Beta and experimental features

Features marked beta, preview, or experimental are provided for evaluation, may change or be withdrawn without notice, and are excluded from any availability commitment.

Getting your data out

You can export your trade journal at any time while your account is active. After cancellation, your data is retained for the period set out in our Privacy Policy, during which you can resubscribe or request an export.

Events outside our control

We are not liable for failure or delay caused by events beyond our reasonable control, including outages at our hosting, data, broker-connectivity, or payment providers, internet or network failures, natural events, or government action.

Notices

We give notice by email to the address on your account or by posting in the Service. You are responsible for keeping that address current. You may give notice to us at support@tradepiko.com. You consent to receiving agreements, notices, and disclosures from us electronically.

Assignment

You may not assign or transfer these Terms or your account without our written consent. We may assign these Terms to a successor in connection with a merger, acquisition, or sale of assets, on notice to you.

Severability, waiver, and entire agreement

If any provision of these Terms is held unenforceable, it is limited or severed to the minimum extent necessary and the rest remains in force. A failure to enforce a provision is not a waiver of it. These Terms and our Privacy Policy are the entire agreement between you and TradePiko regarding the Service, and supersede any earlier understanding.

Survival

Sections covering intellectual property, disclaimers, limitation of liability, indemnity, governing law, and these general terms survive termination of your account.

CONTACT US

If you have any questions about these Terms, please contact us:

TradePiko Inc.
Ontario, Canada
Email: support@tradepiko.com
Website: tradepiko.com

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